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Stevin Ozier

Division President

A mortgage industry veteran of with 2 decades of experience. I've navigated every facet of lending, from support to processing to underwriting to origination, now serving as a dedicated Division President. My passion for guiding clients through the home financing process is matched by my lifelong commitment to an active lifestyle, stemming from my college and professional basketball career and continuing in recreational sports. Alongside my professional pursuits, I cherish my family life with my wife and son. This well-rounded experience allows me to connect with clients authentically, building trust and delivering exceptional service. I am committed to making your homeownership dreams a reality.

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Ava Kelley

Senior Loan Officer

Ava is a seasoned loan officer and licensed realtor dedicated to helping clients navigate the home buying journey with ease. With a keen eye for market trends and a commitment to personalized service, Ava ensures every transaction is smooth and successful. Beyond the world of real estate and finance, Ava is an avid traveler, always seeking new adventures and cultural experiences. From exploring hidden culinary gems to savoring fine cigars in the world's most renowned lounges, Ava embraces life with curiosity and enthusiasm. Whether guiding clients through their dream home purchase or embarking on the next great travel escapade, Ava brings passion, expertise, and a touch of adventure to everything she does.

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Andre Ozier

Senior Loan Officer

Andre has a strong leadership background and a commitment to community growth. He excels at connecting individuals with the right home financing solutions. He's a firm believer in real estate's potential for wealth creation and offers expertise across all property types, from single-family homes to large investment ventures. Let Andre put his experience to work for you, no matter your needs.

Coral Phillips

Senior Loan Officer

Coral is a dedicated mortgage professional with nearly a decade of experience spanning banking, loan processing, management, and origination. Her well-rounded background, combined with her earlier career in interior design, means she has spent most of her professional life in the housing industry—helping people create, refine, and ultimately invest in spaces they love. As a bilingual loan officer fluent in English and Spanish, she is passionate about serving diverse communities and helping more families achieve the dream of homeownership. Outside of work, Coral enjoys traveling and cherishes her life at home with her family and friends. This blend of industry expertise, creativity, and family-centered values allows her to connect with clients authentically and guide them through the home financing process with confidence and care.  

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AVIA Lending
NMLS# 1850
10900 Los Alamitos Blvd

Suite 216
Los Alamitos, CA 90720

Loan Options
Conventional Loans
FHA Home Loan

VA Home Loan
USDA Loan
Jumbo Home Loan
First Time Homebuyer
Commercial Loans
Investment Property Loans
Refinance

972-292-0535

Avia Lending is a DBA of American Pacific Mortgage NMLS License #1850. 3000 Lava Ridge Court, Suite 200, Roseville, CA 95661. Nationwide 916-960-1325

Texas Disclosure: https://anyflip.com/trqc/qclk/
AZ BK #0906702
Licensed by the Department of Financial Protection and Innovation under the CRMLA.

Operating as Avia Lending in AL, AR, Az, CA, CO, FL, IL, IN, KY, LA, MD, NC, OH, OR, PA, VA, WA.

Operating is American Pacific Mortgage in SC, TX.

© 2026 American Pacific Mortgage Corporation. All rights reserved.
This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity.

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